| Question : |
Can I purchase higher limits than statutory? |
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| Answer : |
Yes. You may be given the option to purchase Supplemental
Liability Insurance. Not all owners carry this option.
Additional liability insurance may be available through
www.rvsli.com |
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|
| Question : |
How much third party liability do I get? |
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| Answer : |
State Statutory Limits. The statutory limit in the
province or state where the accident occurs will apply. |
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| Question : |
What is collision? |
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| Answer : |
It is an
accident that is caused by our owner’s
vehicle colliding with or running into another vehicle
or object. |
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| Question : |
What is comprehensive? |
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| Answer : |
Damage caused by wind, fire, hail, theft and vandalism
besides collision. |
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| Question : |
What are the deductibles on comprehensive and collision? |
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| Answer : |
The deductibles vary from owner to owner. Consult
with your dealer. |
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|
| Question : |
What are Medical Payments and or Personal Injury
Protection, (Med Pay and PIP)? |
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| Answer : |
Amount paid per person for injuries incurred by all
occupants of your vehicle. |
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| Question : |
What are Uninsured Motorist and Underinsured Motorist
coverages? |
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| Answer : |
Amount the UM insurance company pays to you and any
passengers that are injured in an accident that was
caused by an uninsured or underinsured motorist driving
the other vehicle. |
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| Question : |
What about additional driver coverage? |
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| Answer : |
They will be covered. All additional drivers must
be listed on your rental contract with the rental owner
dealer in order to be covered by the insurance. |
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| Question : |
What if I extend my time period with the vehicle? |
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| Answer : |
First you will need to obtain permission from the
rental dealer. Then you may have to contact the insurance
company and purchase additional days or the owner dealer
will advise their carrier of the additional days. This
is if you are using the insurance provided by their
carrier. |
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| Question : |
What do I do if I am involved in an accident? |
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| Answer : |
|
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| 1. |
Exchange driver license and insurance verification
information with the other party involved in the accident. |
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| 2. |
Get a police report if at all possible. |
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| 3. |
Report the claim to the owner dealer as soon as possible
after the accident. |
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| 4. |
You may be required to fill out an accident report. |
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| Questions: |
What do I do if there is some damage during the trip
other than an accident? |
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| Answer : |
Simply notify the owner dealer upon return of the
vehicle |
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